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Shira Katz

Personal Finance Writer

395 Articles

About Shira

Shira covers personal finance with a bias for concrete numbers: what a change in rates, tariffs or energy prices actually does to a monthly budget. She is skeptical of miracle savings claims and tries to say plainly when an effect is too small to matter. Her goal is that readers finish a piece knowing what, if anything, to do next.

Areas of Expertise

Household budgeting savings credit consumer costs

Latest Articles

How to Improve Your Credit Score in Colombia: Practical Steps That Work
Personal Finance

How to Improve Your Credit Score in Colombia: Practical Steps That Work

A good credit score opens doors to loans, cards, and better rates. Here's what really drives your score in Colombia and ...

Shira Katz 👁 29 💬 0
OECD Survey: Only 26% of Adults Have a Six-Month Emergency Fund
Personal Finance

OECD Survey: Only 26% of Adults Have a Six-Month Emergency Fund

The OECD finds 28% of adults cannot cover one month of expenses without income, while barely a quarter have a cushion fo...

Shira Katz 👁 30 💬 0
How German families can turn holiday childcare by grandparents into a tax break
Personal Finance

How German families can turn holiday childcare by grandparents into a tax break

Parents can deduct up to €4,800 per child for childcare costs when grandparents help during school breaks, even voluntar...

Shira Katz 👁 34 💬 0
ITR Deadline Today: The Real Cost of Filing Just One Day Late
Personal Finance

ITR Deadline Today: The Real Cost of Filing Just One Day Late

Missing the 31 July ITR deadline, even by a single day, triggers interest and late fees. Here's a breakdown of the charg...

Shira Katz 👁 27 💬 0
How to Claim Tax Deductions for Grandparent-Provided Childcare Over the Holidays
Personal Finance

How to Claim Tax Deductions for Grandparent-Provided Childcare Over the Holidays

German parents can deduct up to 80% of grandparent childcare costs from their taxes, including travel expenses, even whe...

Shira Katz 👁 30 💬 0
Used EV Buyers: Why You Must Demand a Battery Health Certificate
Personal Finance

Used EV Buyers: Why You Must Demand a Battery Health Certificate

A battery certificate reveals the real remaining capacity – the State of Health (SoH). Here’s what the numbers mean, how...

Shira Katz 👁 30 💬 0
Space Economy’s Real Engine Isn’t Rockets—It’s the Data Flowing From Orbit
Personal Finance

Space Economy’s Real Engine Isn’t Rockets—It’s the Data Flowing From Orbit

SpaceX’s Starlink illustrates a broader shift: recurring data-driven revenue, not launch hardware, is the space economy’...

Shira Katz 👁 27 💬 0
Xtrackers EUR Overnight Rate ETF: How a 22 Billion Euro Cash Vehicle Actually Works
Personal Finance

Xtrackers EUR Overnight Rate ETF: How a 22 Billion Euro Cash Vehicle Actually Works

Europe’s biggest money-market ETF reproduces the ECB’s short-term rate with near-zero volatility. We break down its real...

Shira Katz 👁 32 💬 0
ITR Filing 2026: The Real Risk of Rushing an Incomplete Return Before July 31
Personal Finance

ITR Filing 2026: The Real Risk of Rushing an Incomplete Return Before July 31

With the July 31, 2026 income tax return deadline looming, many Indian taxpayers are tempted to file a rough draft and r...

Shira Katz 👁 30 💬 0
Chartered Accountants Doubt ITR Deadline Extension, Urge Filing by July 31
Personal Finance

Chartered Accountants Doubt ITR Deadline Extension, Urge Filing by July 31

With 5.44 crore returns already submitted and no major IT portal glitches reported, tax professionals see little chance ...

Shira Katz 👁 27 💬 0
R Madhavan Admits He Was 'Dumb' About Money, Calls for Financial Education From School
Personal Finance

R Madhavan Admits He Was 'Dumb' About Money, Calls for Financial Education From School

Despite an electronics degree and a successful acting career, R Madhavan revealed he didn't understand a balance sheet w...

Shira Katz 👁 30 💬 0
How a Rs 20 Lakh Wedding Disappears in 48 Hours: A Bengaluru CA’s Warning on Spending to Impress Relatives
Personal Finance

How a Rs 20 Lakh Wedding Disappears in 48 Hours: A Bengaluru CA’s Warning on Spending to Impress Relatives

A former KPMG and Deloitte employee from Bengaluru has made a compelling financial case against spending Rs 20 lakh on a...

Shira Katz 👁 27 💬 0
What Drivers Are Paying for Petrol and Diesel in Madrid, Barcelona and Valencia Today
Personal Finance

What Drivers Are Paying for Petrol and Diesel in Madrid, Barcelona and Valencia Today

Petrol 95 E5 ranges from €1.42 to €1.89 per litre, and Diesel A from €1.53 to €1.99, depending on the city. Here’s where...

Shira Katz 👁 27 💬 0
Russia’s Pensioners Targeted by Scammers Posing as Social Fund to Steal Data
Personal Finance

Russia’s Pensioners Targeted by Scammers Posing as Social Fund to Steal Data

Fraudsters are calling elderly Russians, pretending to be from the Social Fund, and demanding personal data under the gu...

Shira Katz 👁 29 💬 0
SuperJob Expert Names the 5 Best Months for a Cost-Effective 2027 Vacation
Personal Finance

SuperJob Expert Names the 5 Best Months for a Cost-Effective 2027 Vacation

Alexander Yuzhalin of SuperJob says taking paid leave in March, July, August, September or December will minimize the ga...

Shira Katz 👁 31 💬 0
Japan’s August food wave: 2,311 products set to rise as cost squeeze deepens
Personal Finance

Japan’s August food wave: 2,311 products set to rise as cost squeeze deepens

A Teikoku Databank survey of 195 manufacturers forecasts price hikes for processed foods, condiments and raw materials, ...

Shira Katz 👁 26 💬 0
Gasoline Prices Drop in 23 Russian Regions, Led by Mari El's 9.7% Fall
Personal Finance

Gasoline Prices Drop in 23 Russian Regions, Led by Mari El's 9.7% Fall

Retail fuel costs fell sharply in more than twenty regions of Russia last week, with the steepest decline in the Republi...

Shira Katz 👁 27 💬 0
Avendus Wealth Tells Clients to Keep 35% in Cash Despite Constructive Market Outlook
Personal Finance

Avendus Wealth Tells Clients to Keep 35% in Cash Despite Constructive Market Outlook

The wealth manager is shifting focus from liquidity-fuelled gains to earnings delivery, and says near-term noise justifi...

Shira Katz 👁 24 💬 0
ITR Filing Deadline Today: What It Really Takes to Finish in 30 Minutes
Personal Finance

ITR Filing Deadline Today: What It Really Takes to Finish in 30 Minutes

Tax experts say a half-hour filing is possible only with thorough preparation — and rushing invites errors, notices and ...

Shira Katz 👁 28 💬 0
What Really Matters When Investing After 70
Personal Finance

What Really Matters When Investing After 70

Age 70 doesn't mean stopping investing, but priorities must shift. Liquidity, a secure safety net, and time horizon beco...

Shira Katz 👁 30 💬 0
French Savers Ditch Livret A for Life Insurance Amid Negative Real Rates
Personal Finance

French Savers Ditch Livret A for Life Insurance Amid Negative Real Rates

Net inflows into assurance-vie hit €36.5bn in H1 2026, the highest since 2006, as Livret A's 1.5% rate lags behind infla...

Shira Katz 👁 29 💬 0
Millennials Already Bearing Caregiving Load as Inheritances Shrink to Just 39 Cents on the Dollar
Personal Finance

Millennials Already Bearing Caregiving Load as Inheritances Shrink to Just 39 Cents on the Dollar

Online, millennials claim they will refuse to care for aging boomer parents. Government data tells a different story: fa...

Shira Katz 👁 45 💬 0
Macquarie Bank Cuts Home Loan Rates as 28 Lenders Compete for Borrowers; Credit Card Perks Slashed
Personal Finance

Macquarie Bank Cuts Home Loan Rates as 28 Lenders Compete for Borrowers; Credit Card Perks Slashed

Macquarie joins a wave of variable rate cuts, while NAB, Westpac and ANZ cut credit card rewards ahead of RBA surcharge ...

Shira Katz 👁 30 💬 0
Fiagros Offer Tax-Free Yields Up to 1.5% Monthly as Investors Grow Wary of Credit Risk
Personal Finance

Fiagros Offer Tax-Free Yields Up to 1.5% Monthly as Investors Grow Wary of Credit Risk

Despite a 288% jump in H1 inflows to R$8.3 billion, Brazilian agribusiness funds face rising defaults, forcing investors...

Shira Katz 👁 28 💬 0
11 Often Overlooked Military Benefits (and How to Access Them)
Personal Finance

11 Often Overlooked Military Benefits (and How to Access Them)

The Pentagon’s new education campaign highlights underused military benefits. Here are 11 — from a 10% deployment saving...

Shira Katz 👁 28 💬 0
13 Benefits Deadlines Veterans Face in Their First Year Out
Personal Finance

13 Benefits Deadlines Veterans Face in Their First Year Out

Leaving military service comes with hidden expiration dates on health care, life insurance, disability claims and more. ...

Shira Katz 👁 27 💬 0
France's Inflation Rises to 2.1% in July, Putting Indexed Incomes and Rents Under Pressure
Personal Finance

France's Inflation Rises to 2.1% in July, Putting Indexed Incomes and Rents Under Pressure

Consumer price growth accelerated to 2.1% year-on-year in July, according to provisional INSEE data, edging closer to th...

Shira Katz 👁 29 💬 0
His Student Loan Payment Just Went from $0 to Over $600. He Works Three Jobs to Cope.
Personal Finance

His Student Loan Payment Just Went from $0 to Over $600. He Works Three Jobs to Cope.

Luke Helton earns $66,000 a year across three jobs but expects to be crushed by a surge in his federal student loan paym...

Shira Katz 👁 26 💬 0
The Credit Rating Blind Spot That Costs Retail Investors
Personal Finance

The Credit Rating Blind Spot That Costs Retail Investors

Credit ratings are among the most overlooked yet powerful signals in bond investing. Many individual investors ignore th...

Shira Katz 👁 31 💬 0
August 2026 Changes: Repair Rights, AI Labels, Solar Cuts and More Hit Consumers
Personal Finance

August 2026 Changes: Repair Rights, AI Labels, Solar Cuts and More Hit Consumers

From mandatory repairability to AI transparency and a revamped Bahn loyalty scheme, a raft of EU and German rules take e...

Shira Katz 👁 38 💬 0