#personal finance
articles
France's Inflation Rises to 2.1% in July, Putting Indexed Incomes and Rents Under Pressure
Consumer price growth accelerated to 2.1% year-on-year in July, according to provisional INSEE data, edging closer to th...
His Student Loan Payment Just Went from $0 to Over $600. He Works Three Jobs to Cope.
Luke Helton earns $66,000 a year across three jobs but expects to be crushed by a surge in his federal student loan paym...
The Credit Rating Blind Spot That Costs Retail Investors
Credit ratings are among the most overlooked yet powerful signals in bond investing. Many individual investors ignore th...
Mega-Sena Draw 3038: R$85 Million Jackpot Drawn, Prize Breakdown Still Pending
The six winning numbers for Thursday's Mega-Sena draw were selected in São Paulo, with a top prize of R$85.09 million. C...
Sephora’s First Beauty Insider Celebration Month Brings Easier Rewards for 45 Million Members
Sephora's inaugural month-long loyalty event opens to all members in August, featuring bonus points, lower cash redempti...
Blended Families and Real Estate: Why Joint Tenancy Won't Protect Your Children
A widow’s dilemma reveals how joint tenancy with right of survivorship can disinherit children from a previous marriage—...
Atmos Rewards Ascent Card’s 70,000-Point Bonus and $99 Companion Fare Examined
The Atmos Ascent card’s 70,000-point bonus and $99 companion fare come with a low $2,500 spending requirement. We examin...
French Savers Flood Life Insurance with Record €36.5bn Amid Livret A Rate Decline
Net inflows into assurance-vie hit a two-decade high in H1 2026 as falling regulated savings rates push households towar...
9 Equity SIPs Turned ₹10,000 Monthly Into Over ₹10 Lakh in 5 Years. Here Are the Funds.
In the last five years, nine small-cap and mid-cap mutual funds multiplied a monthly SIP of ₹10,000 by over 1.6 times, w...
Retail Investors Are Locked Out of the Fastest-Growth Phase — Neostellar’s Lee Says That’s Starting to Change
Private companies are building enormous value before going public, leaving ordinary investors on the sidelines. Publicly...
Passive Income Strategy: Five Stocks Paying Monthly Dividends Through Year-End
A selection of stocks from Boerse Online's current issue offers monthly payouts from August to December, showing how com...
NRIs Selling Under-Construction Property: The Allotment Date That Saves Tax
Get the date of purchase wrong and a long-term capital gain can become short-term, costing far more tax. Here’s why Indi...
Elon Musk’s X Launches ‘X Money’ with 6% Deposit Yield and Visa Debit Card
Social media platform X (formerly Twitter) is rolling out a invite‑only digital wallet and payments service that pays 6%...
Tax Return 2025: Penalties and Pitfalls If You Miss the July 31 Deadline
German taxpayers who fail to file their 2025 return on time face a minimum €25 monthly late fee, potential interest on u...
Brazil Extends Desenrola 2.0 Debt Renegotiation Deadline to August 31
The extension gives low-income families until the end of August to restructure overdue debts with discounts of up to 90%...
Elon Musk's X Launches X Money Account with 6% Yield, Visa Card, and Real-Time Transfers
The invite-only service, built on Cross River Bank's infrastructure, offers high-yield savings and cashback — but only t...
MyETF Launches Platform to Let Spanish Investors Trade ETFs Without Immediate Tax Bite
Spanish startup MyETF uses a unit-linked life insurance structure to allow ETF switching free of capital gains tax, aimi...
The $2.3 Million Portfolio and the Adviser’s Hedge Strategy That Worried the Moneyist
A near-retiree questions a financial adviser pushing a flexible withdrawal plan and a proprietary equity hedge, raising ...
finanzen.net ZERO Retains Stiftung Warentest 'Cost Winner' Title, Touts Up to €814 in Annual Savings
Germany's consumer watchdog again crowns the brokerage as the cheapest option, flagging zero depot and order fees – but ...
Private Banks Collect Rs 4,949 cr in FY26 Minimum Balance Charges, HDFC Leads
Private banks earned Rs 4,949 crore in FY26 from minimum balance penalties, double PSBs' figure. HDFC Bank and Axis Bank...
How Your Retirement Age Drives Lifetime Healthcare Costs — and What to Do About It
New data shows retiring at 60 can boost out-of-pocket health expenses by 59% versus waiting until 65. Delaying to 70 cut...
Samsung Galaxy S26 at 38% Off: A €384 Saving on the Flagship Phone
A retailer is offering the Samsung Galaxy S26 with a steep 38% discount. Here's what the phone includes and what buyers ...
EPFO's New Aadhaar-Based Portal Helps Trace Forgotten PF Accounts — Here's How
India's EPFO has launched a digital platform that lets members use Aadhaar authentication to track old provident fund ac...
France to Double Annual Medical Deductible Caps, Raising Patient Costs to €200 per Year
The French government will double the annual caps on medical deductibles and fixed participation fees from 50 to 100 eur...
How a ₹25,000 Monthly Salary Can Build a ₹1 Crore EPF Retirement Corpus
A simple EPF calculator illustration shows that a 30-year-old with a ₹25,000 basic salary could accumulate over ₹1 crore...
Income Tax Refund Delays: 5 Reasons Your AY 2026-27 Refund May Be Stuck
Incorrect bank details, PAN issues, e-verification gaps, and mismatches with Form 26AS are among the most common trigger...
Bank of Baroda Data Leak: What Every Customer Should Do Now
Bank of Baroda data leak exposes over 1TB of customer records, including names, phone numbers, Aadhaar details and loan ...
SEBI Proposes Mutual Fund-Only PMS with Rs 25 Lakh Entry for India’s Underserved Investors
A new regulatory framework aims to bridge the gap between do-it-yourself mutual fund investing and high-ticket portfolio...
CBDT’s Crypto Reporting Guidance: What It Means for Indian Taxpayers
India’s tax authority has standardised how crypto exchanges report transaction data, aligning with OECD standards. Tax r...
India's ITR Filings Top 40 Million Before July 31 Deadline, Portal Handles Record Traffic
Income tax return filings for assessment year 2026-27 crossed the 40 million mark on 26 July, driven by a last-minute ru...