#personal finance
articles
Private Banks Collect Rs 4,949 cr in FY26 Minimum Balance Charges, HDFC Leads
Private banks earned Rs 4,949 crore in FY26 from minimum balance penalties, double PSBs' figure. HDFC Bank and Axis Bank...
How Your Retirement Age Drives Lifetime Healthcare Costs — and What to Do About It
New data shows retiring at 60 can boost out-of-pocket health expenses by 59% versus waiting until 65. Delaying to 70 cut...
Samsung Galaxy S26 at 38% Off: A €384 Saving on the Flagship Phone
A retailer is offering the Samsung Galaxy S26 with a steep 38% discount. Here's what the phone includes and what buyers ...
EPFO's New Aadhaar-Based Portal Helps Trace Forgotten PF Accounts — Here's How
India's EPFO has launched a digital platform that lets members use Aadhaar authentication to track old provident fund ac...
France to Double Annual Medical Deductible Caps, Raising Patient Costs to €200 per Year
The French government will double the annual caps on medical deductibles and fixed participation fees from 50 to 100 eur...
How a ₹25,000 Monthly Salary Can Build a ₹1 Crore EPF Retirement Corpus
A simple EPF calculator illustration shows that a 30-year-old with a ₹25,000 basic salary could accumulate over ₹1 crore...
Income Tax Refund Delays: 5 Reasons Your AY 2026-27 Refund May Be Stuck
Incorrect bank details, PAN issues, e-verification gaps, and mismatches with Form 26AS are among the most common trigger...
Bank of Baroda Data Leak: What Every Customer Should Do Now
Bank of Baroda data leak exposes over 1TB of customer records, including names, phone numbers, Aadhaar details and loan ...
SEBI Proposes Mutual Fund-Only PMS with Rs 25 Lakh Entry for India’s Underserved Investors
A new regulatory framework aims to bridge the gap between do-it-yourself mutual fund investing and high-ticket portfolio...
CBDT’s Crypto Reporting Guidance: What It Means for Indian Taxpayers
India’s tax authority has standardised how crypto exchanges report transaction data, aligning with OECD standards. Tax r...
India's ITR Filings Top 40 Million Before July 31 Deadline, Portal Handles Record Traffic
Income tax return filings for assessment year 2026-27 crossed the 40 million mark on 26 July, driven by a last-minute ru...
Maruti Brezza ZXi CNG at ₹11.65 lakh: The compact SUV’s real value play?
With an underbody-mounted CNG tank and a long list of everyday features, the mid-spec ZXi CNG challenges the fully-loade...
Five Tax Breaks That Could Cut Your 2025 Colombian Income Tax Bill
From dependent deductions to voluntary pension contributions, these legal pathways can reduce your taxable base—if you a...
The £2,000 Pension Salary Sacrifice Cap Damage Has Already Begun
From April 2029, pension contributions above £2,000 via salary sacrifice will attract NICs, extracting £4.7bn from the p...
NYC's Affordability Squeeze and the Coming Congestion Charge: A Financial Reality Check
With Brooklyn’s median rent surpassing $3,600 against incomes of just $33,000, and Manhattan congestion pricing set to b...
Inside a Solid-Gold Rolex: The Real Gold Content and What You Actually Pay For
An estimated $15,000 of gold hides inside a $50,900 Rolex Submariner. But watchmakers rarely disclose it, and the true v...
How a Loan Calculator Exposes the Hidden Cost of Long Repayment Terms
A simple tool can show you exactly how much more interest you pay when you stretch a loan over extra years, and why the ...
Why missing the 31 July ITR deadline can cost you more than a late fee
Filing after the deadline means losing the ability to carry forward capital losses, along with late fees and interest. H...
My Car Was Stolen in Three Minutes. The Paperwork Took Nearly Six Months.
A weekend-evening theft of a Toyota Corolla in Warsaw kicked off a months-long ordeal of police visits, confusing paperw...
How Index Funds Can Simplify Investing — Even in Shaky Markets
Index funds offer a low-cost, hands-off way to build wealth over the long term. Here's what beginners need to know about...
SSI Program Streamlines Services, Appoints New Head to Cut Payment Errors and Delays
The Social Security Administration announced operational changes to Supplemental Security Income, including a dedicated ...
How One Homebuyer Used an App to Land a 6‑Bedroom House That Wasn’t for Sale
A retired Air Force officer turned to Unlisted, a platform that lets buyers connect directly with homeowners, and closed...
Top Corporate Bond Funds for November 2024: Safety in a Persistent Rate Environment
ETMutualFunds lists recommended corporate bond funds for short-term goals in November 2024 as the RBI stays cautious on ...
Expansión Launches 'Economía para Todos' to Demystify Everyday Economics
The Spanish newspaper introduces a new reader Q&A column tackling household money puzzles, from mortgage rules and fuel ...
FIRE Investors’ Tech-Heavy Portfolios Face a Generational Bear Market Risk, Warns Advisor
The FIRE movement’s aggressive equity bets have left retirement accounts heavily concentrated in overvalued technology s...
How to Build an ETF Portfolio in 2025: Strategies, Trends and Hidden Risks
Active ETFs are surging while ESG flows falter, but German investors must watch for dangerous overlaps in their portfoli...
Expert Reveals How to Secure Russia's 36,000-Ruble Long-Term Savings Top-Up
Only 45% of participants in the Long-Term Savings Program receive the maximum annual state co-financing of 36,000 rubles...
How Single Retirees Can Build a Financially Secure Future
Nearly 4 in 10 prime-age adults are single—here's what that shift means for retirement planning, from emergency savings ...
AI Investment Tools Promise Quick Answers, but Experts Warn of Serious Flaws
Consumer advocates say AI chatbots and robo-advisors can explain investing basics and cut costs, but the advice is often...
How Unmarried Couples in Poland Can Protect Finances After Cohabitation Law Veto
Poland’s president vetoed a bill that would have given unmarried partners legal rights. Without marriage, cohabiting cou...