S

Shira Katz

Personal Finance Writer

439 Articles

About Shira

Shira covers personal finance with a bias for concrete numbers: what a change in rates, tariffs or energy prices actually does to a monthly budget. She is skeptical of miracle savings claims and tries to say plainly when an effect is too small to matter. Her goal is that readers finish a piece knowing what, if anything, to do next.

Areas of Expertise

Household budgeting savings credit consumer costs

Latest Articles

Amazon Raises Echo, Fire TV and Kindle Prices by Up to 60% on Memory Costs
Personal Finance

Amazon Raises Echo, Fire TV and Kindle Prices by Up to 60% on Memory Costs

Amazon has raised prices on Echo, Fire TV, Kindle and Eero devices, with the cheapest models hit hardest, citing higher ...

Shira Katz 👁 59 💬 0
Female Finance Should Be an Entry Point, Not the Destination, Says Antje Erhard
Personal Finance

Female Finance Should Be an Entry Point, Not the Destination, Says Antje Erhard

Antje Erhard sees Female Finance as a way to lower the barrier to investing — but argues real progress means making reti...

Shira Katz 👁 52 💬 0
How Patients Can Use Price Transparency Laws to Lower Medical Bills
Personal Finance

How Patients Can Use Price Transparency Laws to Lower Medical Bills

Federal transparency rules give patients leverage to compare prices, request upfront estimates and challenge inflated ho...

Shira Katz 👁 52 💬 0
Where Childcare and Housing Costs Consume the Most Family Income
Personal Finance

Where Childcare and Housing Costs Consume the Most Family Income

US families spend about 52% of income on housing and childcare combined; in Los Angeles and New York the share tops 90%,...

Shira Katz 👁 51 💬 0
U.S. Debt Hits $40 Trillion: The Household Cost in Mortgages and Social Security
Personal Finance

U.S. Debt Hits $40 Trillion: The Household Cost in Mortgages and Social Security

A Conference Board model finds federal borrowing could add $53,000 to some homebuyers' mortgage tab and cut Social Secur...

Shira Katz 👁 50 💬 0
Fraudsters Are Winning Kazakhstan's Regional Investors Before Brokers Arrive
Personal Finance

Fraudsters Are Winning Kazakhstan's Regional Investors Before Brokers Arrive

Kazakhstan passed 5 million brokerage accounts, but the boom is concentrated in Almaty and Astana. In regions like Kosta...

Shira Katz 👁 61 💬 0
German Households Spend Nearly One Euro in Ten on Leisure
Personal Finance

German Households Spend Nearly One Euro in Ten on Leisure

New official data show leisure, sport and culture took 9.5% of average German household spending in 2024, up from 8.6% i...

Shira Katz 👁 66 💬 0
Jaecoo E5 EV Lease From £231 a Month Undercuts Range Rover-Style Prices
Personal Finance

Jaecoo E5 EV Lease From £231 a Month Undercuts Range Rover-Style Prices

A 24-month Jaecoo E5 EV lease starts at £231.44 a month, but the £3,162.18 initial payment and 5,000-mile annual cap sha...

Shira Katz 👁 63 💬 0
A Higher Stock-Bond Correlation Doesn't Doom the 60/40 Portfolio
Personal Finance

A Higher Stock-Bond Correlation Doesn't Doom the 60/40 Portfolio

The classic 60/40 portfolio is being questioned as stock-bond correlations rise, but a narrow focus on co-movement misse...

Shira Katz 👁 66 💬 0
Fans, Split ACs and Cold-Water Tricks: What German Households Spend to Beat the Heat
Personal Finance

Fans, Split ACs and Cold-Water Tricks: What German Households Spend to Beat the Heat

Repeated heatwaves are forcing German households to weigh fans, split air conditioners and cold-water tricks. The real s...

Shira Katz 👁 60 💬 0
iPhone 17 May Not Get Cheaper After iPhone 18 Launch, Leaker Claims
Personal Finance

iPhone 17 May Not Get Cheaper After iPhone 18 Launch, Leaker Claims

A new leak suggests Apple may not cut the iPhone 17's price when the iPhone 18 arrives, upending buyers' usual upgrade t...

Shira Katz 👁 59 💬 0
Savings Accounts Pay 4% Again: What to Check Before You Switch
Personal Finance

Savings Accounts Pay 4% Again: What to Check Before You Switch

German banks are competing hard for deposits, with Chase offering 4% for up to four months. The teaser rates are real, b...

Shira Katz 👁 64 💬 0
ECB Survey Finds Self-Checkout Is Quietly Making Cash Harder to Use
Personal Finance

ECB Survey Finds Self-Checkout Is Quietly Making Cash Harder to Use

A new ECB survey of 8,205 euro-area businesses shows 92% still take cash, but almost half of self-service checkouts are ...

Shira Katz 👁 58 💬 0
A $4 Million Vending-Machine Pitch Ends in Bankruptcy for 40-Plus Investors
Personal Finance

A $4 Million Vending-Machine Pitch Ends in Bankruptcy for 40-Plus Investors

More than 40 investors lost up to S$4 million after Nozomii Vending collapsed, leaving creditors to face bankruptcy rule...

Shira Katz 👁 91 💬 0
How Car and Driver's Used-Car Value Tool Prices Your Trade-In
Personal Finance

How Car and Driver's Used-Car Value Tool Prices Your Trade-In

The calculator uses the same Black Book data many dealers rely on to compare private-sale and trade-in values — and the ...

Shira Katz 👁 59 💬 0
How to Actually Judge August Car Rebates and Low-APR Offers
Personal Finance

How to Actually Judge August Car Rebates and Low-APR Offers

Manufacturer rebates and subsidized financing can save thousands—but only if shoppers separate dealer discounts from fac...

Shira Katz 👁 54 💬 0
Warren Buffett's One Rule: How 6,099,294% Was Built, and What Greg Abel's Cash Moves Now Test
Personal Finance

Warren Buffett's One Rule: How 6,099,294% Was Built, and What Greg Abel's Cash Moves Now Test

Berkshire Hathaway's 1965–2025 gain of 6,099,294% rests on buying understandable compounder businesses, not hot stocks. ...

Shira Katz 👁 49 💬 0
Thermacell Liv 2.0 Doubles the Entry Price for Its Smart Mosquito System
Personal Finance

Thermacell Liv 2.0 Doubles the Entry Price for Its Smart Mosquito System

The new Liv 2.0 covers up to 3,000 square feet and adds no-see-um deterrence, but the base kit now costs $1,746 and requ...

Shira Katz 👁 56 💬 0
The Childcare Math Behind Wider Age Gaps Between Kids
Personal Finance

The Childcare Math Behind Wider Age Gaps Between Kids

A 3- to 4-year gap can reduce overlapping daycare bills, but later parenthood raises fertility risks and treatment costs...

Shira Katz 👁 67 💬 0
Long-Term Care Costs Are Outpacing Inflation and Draining Family Finances
Personal Finance

Long-Term Care Costs Are Outpacing Inflation and Draining Family Finances

Nursing homes, assisted living and home care now routinely cost six figures over a lifetime, forcing families to leave j...

Shira Katz 👁 71 💬 0
The Tax Strategy Behind Trump’s 21,000 Trades in 2025
Personal Finance

The Tax Strategy Behind Trump’s 21,000 Trades in 2025

Trump's trading points to direct indexing, a tax-loss strategy now within reach of ordinary investors. Here's who actual...

Shira Katz 👁 64 💬 0
How a Teacher and a Jail Deputy Built a $1.3 Million Blog Business and Reached Financial Independence
Personal Finance

How a Teacher and a Jail Deputy Built a $1.3 Million Blog Business and Reached Financial Independence

Kelan and Brittany Kline turned a $2.95-a-month blog into a business that reported $1.3 million in 2023. They reached se...

Shira Katz 👁 76 💬 0
How Homeowners Are Using HELOCs to Buy Rental Property — and What Can Go Wrong
Personal Finance

How Homeowners Are Using HELOCs to Buy Rental Property — and What Can Go Wrong

Tapping home equity can fund a first investment property and speed wealth-building, but it puts your primary residence o...

Shira Katz 👁 67 💬 0
Spanish TV Football Packages Rise Up to 5% Ahead of LaLiga Kickoff
Personal Finance

Spanish TV Football Packages Rise Up to 5% Ahead of LaLiga Kickoff

Orange entry packages start at 109 euros a month and Movistar at 117 euros before promotions, while DAZN is cutting some...

Shira Katz 👁 57 💬 0
First Home Buyers: A Needs-Versus-Wants Framework Before You Fall for a Property
Personal Finance

First Home Buyers: A Needs-Versus-Wants Framework Before You Fall for a Property

Property authors Glen James and Rachelle Kroon outline a decision framework that separates must-have features from wish-...

Shira Katz 👁 56 💬 0
French Summer Budgets Drop €287, Pushing Holidaymakers From Restaurants to Picnics
Personal Finance

French Summer Budgets Drop €287, Pushing Holidaymakers From Restaurants to Picnics

A Cofidis survey puts the average French summer holiday budget at €1,748, down €287 on 2025. Families are swapping resta...

Shira Katz 👁 62 💬 0
France’s New Pension-Work Rules From January 2027: Early Retirees Lose Euro-for-Euro
Personal Finance

France’s New Pension-Work Rules From January 2027: Early Retirees Lose Euro-for-Euro

From 1 January 2027, working after retirement in France will be less rewarding: before the legal retirement age, €1 earn...

Shira Katz 👁 74 💬 0
Leroy Merlin's NATERIAL Forest Picnic Set Drops to €139 With €60 Off
Personal Finance

Leroy Merlin's NATERIAL Forest Picnic Set Drops to €139 With €60 Off

The four-seat pine outdoor dining set with fixed benches, FSC-certified timber and a built-in umbrella hole is being pro...

Shira Katz 👁 53 💬 0
Final 2026 PIS/Pasep Batch Released: What Workers Need to Withdraw by 30 December
Personal Finance

Final 2026 PIS/Pasep Batch Released: What Workers Need to Withdraw by 30 December

The final 2026 PIS/Pasep salary-bonus batch, covering workers born in November and December, is now available. Around 26...

Shira Katz 👁 64 💬 0
Mega-Sena Draw Offers R$38 Million Prize This Sunday
Personal Finance

Mega-Sena Draw Offers R$38 Million Prize This Sunday

Concurso 3.045 is drawn at 11am on Sunday in São Paulo after Thursday's game rolled over. A minimum R$6 ticket has a 1-i...

Shira Katz 👁 63 💬 0